Small Business ToolsFOR DUMMIES · PLAIN & SIMPLE

Built for the everyday business owner

Less guesswork.
Better business.

55 straightforward tools to help you price, plan and quote. No jargon. No sign-up. Just useful answers.

Find your tool Free to use, whenever you need.
LET’S KEEP IT SIMPLEExample
Sell an item for
100.00
Cost: 65.00Profit: 35.00

Your free toolkit

What are you working out?

Choose a tool. Enter your numbers. See the answer.

55 tools · ready to use

55 tools

Product pricing

Calculate a selling price that covers materials, your time, fees and a target profit margin.

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Break-even calculator

Find the number of sales needed to cover your monthly costs and reach a profit target.

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Profit margin & markup

See profit, margin and markup side by side. Understand why they are different.

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Discount calculator

See the discounted price, customer savings and what is left after your costs.

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Quotation builder

Add your items, calculate totals and print a clean quotation or save it as a PDF.

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Pricing

Hourly rate planner

Find an hourly rate from your income target and billable time.

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Pricing

Service job pricing

Price a job from time, expenses and your target margin.

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Pricing

Wholesale pricing

Check a bulk price and the retailer’s possible margin.

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Pricing

Batch cost calculator

Calculate the total and per-item cost of a production batch.

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Pricing

Sales commission

Work out a percentage commission plus a fixed payment.

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Pricing

Payment fee calculator

Estimate processing fees and the amount you receive.

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Pricing

Price to cover fees

Find the payment amount needed to receive a target net amount.

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Pricing

Add sales tax

Add a tax rate you supply to a price before tax.

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Pricing

Remove included sales tax

Separate a tax-inclusive amount using your supplied rate.

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Pricing

Landed inventory cost

Spread purchase, freight and other import costs over a shipment.

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Cash flow

Cash runway

Estimate how long cash lasts at your current monthly burn.

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Cash flow

Monthly cash flow

Project a closing cash balance from receipts and payments.

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Cash flow

Working capital

Compare current assets with current liabilities.

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Cash flow

Receivable collection days

Estimate average collection time from credit sales and receivables.

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Cash flow

Supplier payment days

Estimate payment timing using trade payables and credit purchases.

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Cash flow

Cash conversion cycle

Combine stock, customer collection and supplier payment days.

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Cash flow

Simple invoice interest

Calculate non-compounding interest on an overdue invoice.

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Cash flow

Fixed loan payment

Estimate equal monthly payments on a reducing-balance loan.

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Cash flow

Simple interest

Estimate interest without compounding over a period in years.

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Cash flow

Compound growth

Model a starting sum with a constant annual growth rate.

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Sales

Sales conversion rate

See what percentage of leads become customers.

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Sales

Average order value

Calculate revenue per order for a matching period.

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Sales

Customer acquisition cost

Estimate marketing and sales cost per new customer.

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Sales

Return on ad spend

Compare attributed revenue with advertising spend.

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Sales

Campaign profit estimate

Allow for product contribution and ad costs in a campaign.

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Sales

Customer contribution value

Estimate contribution over an assumed customer relationship.

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Sales

Customer retention

Calculate the share of opening customers still present at period end.

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Sales

Customer churn

Measure the proportion of opening customers lost in a period.

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Sales

Sales growth

Compare sales between two equivalent periods.

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Sales

Daily sales target

Break a remaining revenue goal into daily revenue and orders.

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Stock

Inventory reorder point

Estimate the stock level at which to place a replenishment order.

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Stock

Stock cover

Estimate how many selling days your stock will last.

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Stock

Inventory turnover

Calculate how often inventory turns over in a period.

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Stock

Economic order quantity

Estimate an order size balancing ordering and holding costs.

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Stock

Stock shrinkage

Compare recorded stock with the physical count.

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Stock

Stock sell-through

Measure how much of an available stock batch has sold.

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Stock

Production yield

Find the proportion of output that meets your quality standard.

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Stock

Material waste cost

Estimate wasted material and its purchase cost.

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Productivity

Production capacity

Estimate output from available productive time.

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Productivity

Labour cost per unit

Allocate a labour bill across produced units.

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Productivity

Billable utilisation

Calculate the share of working time billed to customers.

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Productivity

Meeting cost

Estimate labour cost for a meeting.

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Productivity

Automation time savings

Estimate the value of time saved by a repeatable improvement.

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Planning

Project budget

Estimate a project budget with contingency.

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Planning

Expense budget variance

Compare actual spending with an expense budget.

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Planning

Simple payback period

Estimate time to recover an upfront cost from net monthly savings.

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Planning

Simple return on investment

Compare total proceeds or benefits with the total cost.

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Planning

Event ticket break-even

Calculate tickets needed to cover an event’s costs.

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Planning

Currency converter with your rate

Convert an amount using an exchange rate you supply.

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Planning

Business reserve target

Plan monthly contributions toward a cash reserve goal.

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No account neededGet straight to the calculation.
Your numbers stay in your browserOur calculators do not upload your inputs.
Built to be understoodExamples and formulas, in plain English.

A little clarity goes a long way

Three steps. One clearer decision.

01 · Choose your questionWhat price should I charge? How much must I sell? Is this discount worth it? Pick the tool that fits.
02 · Use your own numbersEach calculator starts with an example. Replace it with your costs, prices or quantities.
03 · Understand the answerRead the breakdown and try another scenario. A useful estimate starts with realistic inputs.

A few things worth knowing

Are these tools really free?

Yes. All 55 tools are free, with no registration or subscription.

Can I use rand, dollars or pounds?

Yes. Choose a currency in each tool. Currency selection changes the display only; it does not convert amounts. Use the same currency for every number in a calculation.

Do you save my business information?

The calculators work in your browser. They do not send your numbers to a server. The quotation tool lets you choose to save a draft on this device or download a backup. Read our privacy page for details.

Is this a complete accounting system?

No. These tools help with individual business calculations. They do not track your books, determine your tax obligations or account for every possible business expense. Check the assumptions explained on each tool page.