:root{--ink:#172a36;--muted:#61707a;--paper:#f7f7f2;--surface:#fff;--line:#dee4e6;--blue:#1c5a76;--lime:#d6ef85;--radius:16px}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font:15px/1.6 system-ui,-apple-system,'Segoe UI',sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.55}:focus-visible{outline:3px solid #4386a4;outline-offset:4px}[hidden]{display:none!important}.skip{position:absolute;left:16px;top:-80px;background:white;padding:12px;z-index:60}.skip:focus{top:12px}.wrap{max-width:1180px;margin:auto;padding:0 30px}.header{background:#fff;border-bottom:1px solid var(--line)}.header-inner{display:flex;gap:24px;align-items:center;justify-content:space-between;padding-top:20px;padding-bottom:20px}.brand{display:flex;align-items:center;gap:12px;font-weight:750;font-size:15px;line-height:1.3}.brand-icon{width:38px;height:38px;background:var(--blue);color:#d6ef85;display:grid;place-items:center;border-radius:10px;font-size:24px}.brand small{display:block;font-size:10px;font-weight:550;letter-spacing:1.5px;color:var(--muted);margin-top:3px}.nav{display:flex;align-items:center;gap:24px;font-size:13px}.nav a:hover{text-decoration:underline;text-underline-offset:4px}.free-pill{font-size:11px;border:1px solid #cdddba;background:#f1f8e6;border-radius:30px;padding:5px 11px;color:#46612b}.hero{display:grid;grid-template-columns:1.5fr 1fr;align-items:center;gap:50px;padding-top:64px;padding-bottom:55px}.eyebrow{font-size:11px;font-weight:750;letter-spacing:1.7px;text-transform:uppercase;color:var(--blue);margin:0 0 14px}h1{font-size:clamp(34px,4.5vw,57px);line-height:1.1;letter-spacing:-2px;margin:0 0 20px;font-weight:750}h1 span{color:var(--blue)}.lead{color:var(--muted);font-size:17px;max-width:560px}.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;background:var(--blue);color:#fff;border:0;border-radius:8px;padding:12px 19px;font-size:13px;font-weight:650}.button:hover{background:#13445c}.button.secondary{background:white;color:var(--blue);border:1px solid var(--line)}.button.secondary:hover{background:#edf4f6}.hero-actions{display:flex;gap:14px;align-items:center;margin-top:25px}.tiny{font-size:12px;color:var(--muted)}.hero-demo{position:relative;background:#e6eef0;border:1px solid #d7e2e5;padding:27px;border-radius:22px;transform:rotate(2deg)}.demo-top{display:flex;justify-content:space-between;align-items:center;font-size:11px;letter-spacing:.8px;color:#557482}.demo-tag{padding:3px 8px;border-radius:4px;background:#fff;color:#335663}.demo-title{font-size:13px;color:#496370;margin-top:22px}.demo-number{font-size:49px;line-height:1.2;font-weight:750;letter-spacing:-2px;color:#163f55}.demo-bars{display:flex;gap:6px;margin:23px 0 10px}.demo-bars span{display:block;height:8px;border-radius:10px}.demo-bars span:first-child{width:65%;background:#477b93}.demo-bars span:last-child{width:35%;background:var(--lime)}.demo-lines{display:flex;justify-content:space-between;font-size:12px}.demo-footer{margin:23px -7px -7px;background:white;padding:12px;border-radius:10px;font-size:12px;display:flex;justify-content:space-between;align-items:center}.demo-footer strong{background:var(--lime);padding:3px 10px;border-radius:20px}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;margin:5px 0 23px}h2{font-size:26px;letter-spacing:-.8px;line-height:1.25;margin:0 0 8px}h3{font-size:19px;line-height:1.3;letter-spacing:-.3px;margin:0 0 10px}.section-head p{margin:0;color:var(--muted);font-size:14px}.tool-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.tool-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;display:flex;flex-direction:column;transition:transform .15s,border-color .15s}.tool-card:hover{transform:translateY(-3px);border-color:#7d9ba8}.tool-icon{width:42px;height:42px;border-radius:10px;background:#e9f0f3;color:var(--blue);display:grid;place-items:center;font-size:22px;margin-bottom:24px;font-weight:600}.tool-card p{font-size:13px;color:var(--muted);margin:0 0 24px}.card-bottom{display:flex;align-items:center;justify-content:space-between;margin-top:auto;color:var(--blue);font-size:12px;font-weight:650}.tool-card.featured{background:#183f52;color:white}.tool-card.featured .tool-icon{background:#315b6e;color:var(--lime)}.tool-card.featured p{color:#c4d5dc}.tool-card.featured .card-bottom{color:var(--lime)}.trust-strip{display:flex;justify-content:space-between;gap:20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px 0;margin:40px 0}.trust-strip strong{font-size:14px;display:block}.trust-strip span{color:var(--muted);font-size:12px}.guide-section{padding:15px 0 55px}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin-top:25px}.guide-step{font-size:13px;color:var(--muted)}.guide-step b{display:block;font-size:14px;color:var(--ink);margin-bottom:8px}.faq{max-width:840px;padding-bottom:55px}.faq details{border-bottom:1px solid var(--line);padding:15px 0}.faq summary{font-weight:600;font-size:14px;cursor:pointer}.faq p{font-size:13px;color:var(--muted)}.footer{border-top:1px solid var(--line);padding:25px 0;background:#fff}.footer-inner{display:flex;justify-content:space-between;gap:20px;align-items:center;font-size:12px;color:var(--muted)}.footer nav{display:flex;gap:18px}.tool-heading{padding-top:32px;margin-bottom:27px}.back{font-size:12px;color:var(--blue);display:inline-block;margin-bottom:25px}.tool-heading h1{font-size:38px;letter-spacing:-1.2px;margin-bottom:10px}.tool-heading .lead{font-size:15px;margin:0}.tool-layout{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(300px,1fr);gap:25px;align-items:start}.form-panel,.result-panel{border:1px solid var(--line);background:white;border-radius:var(--radius);padding:27px}.form-panel h2,.result-panel h2{font-size:19px;margin-bottom:18px}.form-top{display:flex;justify-content:space-between;align-items:center;gap:15px;margin-bottom:20px}.form-top h2{margin:0}.currency-label{display:flex;align-items:center;gap:8px;font-size:12px;color:var(--muted)}.currency-label select{width:auto;padding:6px 9px;font-size:12px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:19px}.field{display:flex;flex-direction:column;gap:6px;min-width:0}.field.full{grid-column:1/-1}.field label,.field-label{font-size:12px;font-weight:650;color:#394f5c}.field small{font-size:11px;line-height:1.45;color:var(--muted)}input,select,textarea{color:var(--ink);border:1px solid #cbd5db;background:#fff;border-radius:6px;padding:10px 11px;min-width:0;width:100%;font-size:14px}input:focus,textarea:focus{outline:2px solid #79a3b6;outline-offset:1px}textarea{resize:vertical;min-height:80px}.form-actions{display:flex;gap:12px;margin-top:23px;flex-wrap:wrap}.notice{background:#f0f5f6;color:#526a77;border-radius:8px;padding:12px 14px;font-size:12px;line-height:1.6;margin-top:20px}.error{color:#a23232;background:#fff0ec;border:1px solid #f0d0c9;padding:11px 13px;border-radius:6px;font-size:13px;margin:18px 0 0}.result-panel{background:#edf3f4;border-color:#d8e4e8}.result-eyebrow{font-size:11px;color:#557987;text-transform:uppercase;letter-spacing:1px}.result-value{font-size:43px;letter-spacing:-1.6px;font-weight:750;line-height:1.25;color:#184b61;margin:6px 0 18px;overflow-wrap:anywhere}.result-summary{font-size:13px;color:#4c6977;line-height:1.65}.metrics{margin:22px 0;border-top:1px solid #d1dfe4}.metrics>div{display:flex;justify-content:space-between;gap:15px;padding:11px 0;border-bottom:1px solid #d1dfe4;font-size:12px}.metrics dt{color:#526b78}.metrics dd{margin:0;font-weight:650;text-align:right}.result-note{font-size:11px;color:#5a7280}.formula{font-size:12px;padding:12px;border-radius:6px;background:#fff;color:#45616e;line-height:1.6}.explanation{margin:32px 0 48px;max-width:850px}.explanation h2{font-size:23px}.explanation p,.explanation li{font-size:14px;color:var(--muted);line-height:1.85}.related{display:flex;gap:12px;flex-wrap:wrap;margin:25px 0 35px}.related a{font-size:12px;background:white;border:1px solid var(--line);border-radius:6px;padding:9px 12px;color:var(--blue)}.quote-layout{display:block}.quote-layout .form-panel{max-width:none}.quote-input-top{display:grid;grid-template-columns:1fr 1fr;gap:20px}.quote-item{display:grid;grid-template-columns:minmax(120px,1fr) 80px 110px 38px;gap:10px;align-items:start;margin:12px 0}.quote-item input{padding:9px}.remove-item{height:42px;border:1px solid var(--line);background:#fff;color:#a24343;border-radius:6px;font-size:18px}.item-head{display:grid;grid-template-columns:minmax(120px,1fr) 80px 110px 38px;gap:10px;font-size:11px;font-weight:600;color:var(--muted);margin-top:25px}.quote-totals{background:#eef4f5;padding:20px;border-radius:10px;margin-top:25px}.quote-totals .metrics{margin:0;border-top:0}.quote-totals .total{font-size:20px;color:#174b61}.quote-settings{margin:22px 0;max-width:530px}.quote-paper{display:none}.about-page{max-width:820px;padding-top:45px;padding-bottom:55px}.about-page h1{font-size:38px}.about-page h2{font-size:21px;margin-top:30px}.about-page p,.about-page li{font-size:14px;color:var(--muted)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.saved-status{font-size:12px;color:#48642d;margin-top:13px}.margin-bar{display:flex;height:10px;border-radius:8px;overflow:hidden;background:#d9e4e7;margin:20px 0}.margin-bar span{display:block;background:#669ab1}.margin-bar span:last-child{background:#accb67}.margin-legend{display:flex;justify-content:space-between;font-size:11px;color:#5a7280}.tool-page .footer{margin-top:25px}@media(max-width:900px){.hero{gap:30px;grid-template-columns:1.3fr 1fr}.tool-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.tool-layout{grid-template-columns:1fr 1fr;gap:18px}.form-panel,.result-panel{padding:22px}.result-value{font-size:35px}}@media(max-width:700px){.wrap{padding-left:20px;padding-right:20px}.header-inner{flex-wrap:wrap;gap:18px}.nav{gap:18px;font-size:12px}.hero{grid-template-columns:1fr;padding-top:38px;gap:24px}.hero-demo{max-width:430px;transform:none}.tool-layout{grid-template-columns:1fr}.trust-strip{flex-wrap:wrap}.guide-grid{grid-template-columns:1fr;gap:18px}.footer-inner{flex-direction:column;align-items:flex-start}.quote-input-top{grid-template-columns:1fr}.tool-heading h1{font-size:32px}.result-value{font-size:42px}}@media(max-width:450px){.tool-grid{grid-template-columns:1fr}.fields{gap:14px}.form-panel,.result-panel{padding:19px}.quote-item,.item-head{grid-template-columns:minmax(80px,1fr) 55px 80px 30px;gap:6px}.quote-item input{font-size:12px;padding:9px 6px}.hero-actions{align-items:flex-start;flex-direction:column}.form-top{align-items:flex-start}.brand{font-size:13px}.brand small{font-size:9px}h1{font-size:39px}}@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}@media print{@page{size:auto;margin:16mm}body{background:white;font-size:11pt}.header,.footer,.skip,.no-print,.tool-heading,.explanation,.related{display:none!important}.wrap{padding:0;max-width:none}.form-panel,.result-panel{border:none;padding:0}.quote-page #main-content>*:not(.quote-paper){display:none!important}.quote-page .quote-paper{display:block!important} .quote-paper h1{font-size:28pt;letter-spacing:0}.quote-paper table{width:100%;border-collapse:collapse;margin:25px 0;font-size:10pt}.quote-paper th,.quote-paper td{border-bottom:1px solid #ddd;padding:10px 7px;text-align:left}.quote-paper th:last-child,.quote-paper td:last-child{text-align:right}.quote-paper .paper-top{display:flex;justify-content:space-between;gap:25px}.quote-paper .paper-meta{font-size:10pt;text-align:right}.quote-paper .paper-totals{margin-left:auto;width:280px}.quote-paper .paper-totals div{display:flex;justify-content:space-between;padding:7px 0}.quote-paper .paper-totals .paper-total{border-top:2px solid #172a36;font-weight:bold;font-size:13pt}.quote-paper p{white-space:pre-wrap;overflow-wrap:anywhere}.quote-paper h2{font-size:12pt;letter-spacing:0}.quote-paper .paper-notes{font-size:10pt;margin-top:30px}.quote-paper .paper-note{font-size:9pt;color:#666}}

[hidden]{display:none!important}.global-currency{display:flex;align-items:center;gap:8px;font-size:.85rem}.global-currency select{padding:8px;border:1px solid #ccd9da;border-radius:8px;background:white;font:inherit}.tool-filters{display:grid;grid-template-columns:2fr 1fr auto;gap:20px;align-items:end;margin:24px 0}.tool-filters label{display:grid;gap:8px;font-weight:600}.tool-filters input,.tool-filters select{padding:12px;border:1px solid #ccd9da;border-radius:8px;font:inherit;background:white}.tool-card .eyebrow{font-size:.7rem}.extra-page .result-panel{position:static}.extra-page .explanation{max-width:850px}.extra-page .related{flex-wrap:wrap}@media(max-width:650px){.tool-filters{grid-template-columns:1fr}.header-inner{flex-wrap:wrap}.nav{flex-wrap:wrap}.global-currency{font-size:.8rem}}@media print{.extra-page .header,.extra-page .footer,.extra-page .related,.extra-page button,.extra-page .back{display:none!important}.extra-page .tool-layout{display:block}.extra-page .form-panel,.extra-page .result-panel{break-inside:avoid;border:1px solid #ddd;box-shadow:none;margin:12px 0}.extra-page .explanation{break-before:page}}
